Last updated: 15 July 2026
These Terms & Conditions ("Terms") govern your access to and use of Daili Savings, Daili Regista, VTU & Data, and any other product or service offered by Daili Technologies Limited ("Daili," "we," "us," or "our"). By creating an account or using any Daili product, you agree to be bound by these Terms.
By downloading, installing, registering for, or using any Daili product — including Daili Savings, Daili Regista, or VTU & Data — you confirm that you have read, understood, and agree to be legally bound by these Terms and our Product Policy. If you do not agree, please do not use our services.
If you are using Daili on behalf of a business, you confirm that you have the authority to bind that business to these Terms.
To use Daili, you must:
You are responsible for maintaining the confidentiality of your account credentials and PIN, and for all activity that occurs under your account. Notify us immediately at support@dailiteam.com if you suspect unauthorized access to your account.
Daili provides software tools to help individuals and small businesses manage savings, track business performance, monitor credit sales, and purchase airtime and data. Our products include, without limitation:
We may add, modify, or discontinue features or products at any time. We will make reasonable efforts to notify you of material changes that affect your use of the service.
Daili operates on a non-custodial basis for savings and business-tracking features, meaning funds recorded, tracked, or moved through our platform are held and processed by regulated, licensed infrastructure and payment partners, not directly by Daili Technologies Limited. Daili provides the software layer that lets you organize, track, and act on your financial and business data.
Where a licensed partner processes a transaction (such as a savings transfer, airtime purchase, or bill payment), that partner's own terms and regulatory protections also apply to that transaction.
Certain Daili features are free to use; others may carry a fee, which will be clearly disclosed before you confirm a transaction. Fees may include, for example, transaction charges on VTU purchases or optional premium features. We do not charge hidden fees. Any change to our fee structure will be communicated in advance through the app or via email.
When using Daili, you agree not to:
We reserve the right to investigate suspected violations and to report unlawful activity to the appropriate authorities.
Your use of Daili involves the collection and processing of personal and business data, including transaction records, savings goals, and sales/credit data you input into Daili Regista. This data is handled according to our Product Policy and applicable data-protection law, including the Nigeria Data Protection Act.
To activate Daili Savings and other identity-verified financial features, our licensed infrastructure partners (including Monnify and Moniepoint) require us to collect your National Identification Number (NIN) and Bank Verification Number (BVN) as part of standard Know-Your-Customer (KYC) checks mandated by the Central Bank of Nigeria. We collect this information solely to meet this regulatory requirement and pass it securely to the relevant licensed partner for identity verification and wallet/account activation; we do not use your NIN or BVN for any other purpose.
You are responsible for the accuracy of data you enter (such as customer credit records) and for obtaining any necessary consent from third parties (e.g. your own customers) before recording their information in Daili Regista.
All trademarks, logos, app design, source code, and content associated with Daili — including the Daili and Daili Regista names and marks — are the property of Daili Technologies Limited or its licensors. You are granted a limited, non-exclusive, non-transferable license to use our applications for their intended purpose. You may not copy, modify, distribute, sell, or lease any part of our services without our prior written consent.
Daili is provided on an "as is" and "as available" basis. While we work to keep our services accurate, secure, and available, we do not guarantee uninterrupted or error-free operation, and we are not liable for losses arising from network outages, third-party payment-partner failures, or inaccurate data entered by you or your staff.
To the fullest extent permitted by law, Daili Technologies Limited's total liability for any claim arising from your use of our services shall not exceed the fees you paid to us in the three (3) months preceding the claim, except where liability cannot be limited under applicable law (for example, in cases of fraud or gross negligence on our part).
We may suspend or terminate your access to Daili, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or where required by a regulator or law-enforcement authority. You may close your account at any time by contacting support@dailiteam.com.
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. We will post the updated Terms with a new "Last updated" date, and where changes are material, we will make reasonable efforts to notify you in-app or by email. Continued use of Daili after changes take effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or your use of Daili shall be subject to the exclusive jurisdiction of the courts of Rivers State, Nigeria, unless otherwise required by applicable consumer-protection law.
Daili Technologies Limited
Port Harcourt, Rivers State, Nigeria
Email: support@dailiteam.com
Phone: 08130921685